Make Sure You Understand Your Motorcycle Insurance

I was recently involved in accident on the M62 which required both myself and the bike to be recovered back to my home.

I called the AA from the hard shoulder of the M62 to request recovery, thinking that they would take me all the way home but that was not the case.

Because this incident was an accident and not a breakdown the AA would only recover off the motorway as required by law, fortunately they took me about a mile up the road to the Hartshead Moor Services.

Whilst I was waiting for the AA to arrive I called my insurance broker to see if I was covered by my insurance in this event, fortunately I was and a recovery vehicle arrived at the services within half an hour and we were on our way.

I learnt a lesson on that day, that is why I say make sure you understand your insurance and what cover it provides. Yes I was surprised at the AA's stance with regard to accidents versus breakdowns but very relieved to learn that my fully comprehensive cover through Norwich Union, now Aviva were able to look after me.

In fact Norwich Union's support and actions after this event could not have been improved upon in anyway, they were superb and kept me up to date by text and phone at regular intervals so I won't be going anywhere else for my insurance in future.

If you would like to discuss your motorcycle insurance needs I highly recommend you give Kev a call at Coversure on 01780 765555 before you go buying on-line where excesses don't seem to be revealed that well or any hidden clauses. Yes you may get a cheaper price on-line but when it comes to a crunch you may not actually have the insurance you thought you had.

Best regards and safe riding

Dave